Indexed Universal Life Insurance
If you’re worried about life insurance and how to get life coverage that’s flexible and can grow with you over time, indexed universal life insurance might be the policy for you. You may want to consult one of our agents who specializes in IUL to help you choose the best policy.  Â
How does it work
Indexed life policies work by investing some of your premiums in a stock market index fund (or “market value account”) while keeping the rest in safe investments through a life insurance company. Some indexed life policies allow you to buy additional units over time which further increases your gains on the markets. Â
As long as the life insurance company is financially stable, your indexed life policy is guaranteed to increase in value as the market does, although this may also come at a price.
Indexed life policies have some of the highest commissions and fees so be sure to weigh these with projected benefits when choosing your policy with us.
Offering life coverage that’s flexible and can grow as you spend time building your dreams allows for freedom from worry about life insurance – so buying an indexed life policy might just be what you need! Â
Here are just four reasons that an indexed life insurance policy might be exactly what you’re looking for:
1) You want low fees, flexible options, and life-long protection
IUL life insurance policies are known for their low costs because they don’t require commissions like traditional life insurance. And since indexed universal life insurance policies allow the option to adjust the premium payment frequency, life insurance premiums are easy to manage – you can pay your life insurance monthly, quarterly, semi-annually, or annually.
2) You want life-long protection
Since indexed life insurance policies do not have a lifetime benefit period, you will never “lose” coverage if you decide to stop paying life insurance premiums. And again, with the option to adjust life insurance premiums or payment frequency, life insurance can be as flexible as you need it to be.
3) You want protection for your family today and for years to come
For many people around the world, making sure that their families are protected after they’re gone is of utmost importance. Life insurance indexed life insurance policies are great ways to protect both your family’s future and their lifestyle by providing life-long protection that builds over time, with the ability to grow at double or triple-digit rates!
4) You want tax-advantaged life insurance investments
Lastly, IUL insurance has the potential to provide a great tax-advantaged investment. If you’re looking for life-long protection and tax-advantaged life insurance investments that will add up over time, an indexed life insurance policy might be right for you. Contact us today to find out!
Curious About What Customers Say?
kristina carter
MOSES AKANBI
Lawrence Korman along with his agency BFL are making a difference in the DMV helping families, small businesses, communities and the underserved market by educating, protecting and providing customized financial solutions.
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I recently had the pleasure of working with the Built For Life Agency and I must say that my experience with their financial services and life insurance offerings has been nothing short of outstanding. From start to finish, they have displayed a level of professionalism and expertise that is truly commendable.The range of financial services offered by the Built For Life Agency is comprehensive and impressive. Whether it was retirement planning, or life insurance policies, they provided me with a wide array of options to choose from. Their team took the time to explain the intricacies of each product, making it easier for me to make informed decisions that aligned with my long-term financial goals.Everyone at the BFL Agency have exceeded my expectations, and I am confident they will do the same for you.
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147 Old Solomons Island
Road Annapolis, MD 21401, Suite 200
