Indexed Universal Life Insurance
If you’re worried about life insurance and how to get life coverage that’s flexible and can grow with you over time, indexed universal life insurance might be the policy for you. You may want to consult one of our agents who specializes in IUL to help you choose the best policy.  Â
How does it work
Indexed life policies work by investing some of your premiums in a stock market index fund (or “market value account”) while keeping the rest in safe investments through a life insurance company. Some indexed life policies allow you to buy additional units over time which further increases your gains on the markets. Â
As long as the life insurance company is financially stable, your indexed life policy is guaranteed to increase in value as the market does, although this may also come at a price.
Indexed life policies have some of the highest commissions and fees so be sure to weigh these with projected benefits when choosing your policy with us.
Offering life coverage that’s flexible and can grow as you spend time building your dreams allows for freedom from worry about life insurance – so buying an indexed life policy might just be what you need! Â
Here are just four reasons that an indexed life insurance policy might be exactly what you’re looking for:
1) You want low fees, flexible options, and life-long protection
IUL life insurance policies are known for their low costs because they don’t require commissions like traditional life insurance. And since indexed universal life insurance policies allow the option to adjust the premium payment frequency, life insurance premiums are easy to manage – you can pay your life insurance monthly, quarterly, semi-annually, or annually.
2) You want life-long protection
Since indexed life insurance policies do not have a lifetime benefit period, you will never “lose” coverage if you decide to stop paying life insurance premiums. And again, with the option to adjust life insurance premiums or payment frequency, life insurance can be as flexible as you need it to be.
3) You want protection for your family today and for years to come
For many people around the world, making sure that their families are protected after they’re gone is of utmost importance. Life insurance indexed life insurance policies are great ways to protect both your family’s future and their lifestyle by providing life-long protection that builds over time, with the ability to grow at double or triple-digit rates!
4) You want tax-advantaged life insurance investments
Lastly, IUL insurance has the potential to provide a great tax-advantaged investment. If you’re looking for life-long protection and tax-advantaged life insurance investments that will add up over time, an indexed life insurance policy might be right for you. Contact us today to find out!
Curious About What Customers Say?
Tony Gresham
BFL Agency went above and beyond to educate me and help make sure all of my family needs were met. Would highly recommend!
Jerry Harrison
Ingrid Robinson
kristina carter
MOSES AKANBI
Lawrence Korman along with his agency BFL are making a difference in the DMV helping families, small businesses, communities and the underserved market by educating, protecting and providing customized financial solutions.
Said Daibes
Dawn Williams
Amazing leadership!! I would recommend to anybody!
Emily Ossing
Jared McKay
Amazing training , leadership , like minded connection , and most of all support 🌻 creating millionaires and family members !
Keyerra Ollison
The leadership is phenomenal!!!
Shannon Watkins
Trading Diva
Michele Sosa
I have greatly enjoyed every encounter I have had the team at this firm. They inspired, educated, and motivated me to become a better person and agent.
Sydney Thomas
Very reputable Agency. I would highly recommend their services to anyone!
Ryan Austin
Excellent!
Daniel Alvarez
Great customer service!
brenda ruiz
Avriana Chavez
Bill and his team are the most competent and professional group I’ve had the pleasure of working with! Their expertise is next to none!
Steven Williams
Asha Speller
Phenomenal service on helping the community with building legacies!
James Speller
This firm does a phenomenal job of educating clients on how insurance can be leveraged to solve soo many financial needs! I've learned a ton!
Ashley Queen
R Cruz
Sstricky
Melissa Hyde
russell gantt
Ricarda Goins-Mills
Irene Nyemba
Great experience!! Very knowledgeable and life changing information. Would recommend to anyone
Stella Anderson
Rochell Okan
Sofia Santa Cruz
Great service!!
Katherine Zurlage
Nola Hightower
Drew Dinkins
Kwabena Asamoah
Excellent!!
Rae Kendall
Andre Jackson
Elizabeth Valencia
I recently had the pleasure of working with the Built For Life Agency and I must say that my experience with their financial services and life insurance offerings has been nothing short of outstanding. From start to finish, they have displayed a level of professionalism and expertise that is truly commendable.The range of financial services offered by the Built For Life Agency is comprehensive and impressive. Whether it was retirement planning, or life insurance policies, they provided me with a wide array of options to choose from. Their team took the time to explain the intricacies of each product, making it easier for me to make informed decisions that aligned with my long-term financial goals.Everyone at the BFL Agency have exceeded my expectations, and I am confident they will do the same for you.
Curt Narvesen
The service that you receive at BFL Agency is more like an experience. The services provided and the attention to detail given to each client is some of the best I've been in the industry today. It's all about relationships.
Michael Mastrangelo
The BFL staff in my opinion is the best in the business and they truly desire to help you.
Rod Brace
Built for Financial Agency is an agency with high integrity and quality agents! We have been extremely pleased with their professionalism and how they put the clients needs first! We were amazed at how they can help with so many areas of life from savings, retirement, college planning and so much more!! So thankful we were referred to them!!
Nancy Brace
I am completely impressed with the customer service with all aspects of BFL Agency!
Tammy Harrison
Great agency where the agents really know what they are doing and focus on the customer and what's best for them
Steve Tenerovich
I absolutely love working with this team! They do what is right for the client! BFL is an amazing agency! They took the time to educate us about how money can work for us, and helped us set up a retirement plan. We have referred so many people to them!
Ashley Harrison
Victor Ibarra
BFL Agency is a great group of professionals making sure every detail is covered to give the best service. Highly recommend calling for assistance in your financial planning today!
Michael Schermer
I have had the ability to get to know the team of agents working within Built for Life Financial Agency. All are extremely knowledgeable and provide superior guidance on protecting families whether it be for retirement or life insurance.
Teresa Mason
Ricky Gooch
It's very clear that the BFL Agency wants to serve their clients and community. Their service is impeccable. The admin assistant was great, nice demeanor and very helpful.
Scottie & Renee Hendrix
The Hype Is Real, And That's
Obviously Not Just Our Opinion!
-
147 Old Solomons Island
Road Annapolis, MD 21401, Suite 200
